Bankruptcy and Debt Relief Services
The Law Offices of Gus Michael Farinella PC - Bankruptcy and Debt Relief Services
Struggling with debt in New York or New Jersey? The Law Offices of Gus Michael Farinella PC offers expert legal counsel in Chapter 7, Chapter 13, and Chapter 11 bankruptcy. Contact us today for a free consultation.
Bankruptcy Lawyers in NY and NJ |
Chapters 7, 13, and 11 Attorneys
At The Law Offices of Gus Michael Farinella PC, we understand the immense pressure and stress that financial burdens, particularly debt, can place on individuals and families.
Our dedicated team of seasoned attorneys is here to provide you with compassionate and professional legal counsel as you navigate the often complex landscape of bankruptcy and debt relief. Established in 1995, our firm has been a trusted resource for New York and New Jersey residents, helping countless clients achieve a fresh financial start.
Our Mission
Our mission is to provide exceptional legal representation, primarily focusing on bankruptcy law. We are committed to helping you regain control of your financial future by offering expert guidance and support throughout bankruptcy.
Whether you are considering Chapter 7, Chapter 13, or Chapter 11 bankruptcy, our experienced bankruptcy attorneys are prepared to assist you every step of the way.
Types of Bankruptcy We Handle
Understanding the different types of debt is crucial for determining the best path forward for your financial situation. At The Law Offices of Gus Michael Farinella PC, we handle all three major types of bankruptcy: Chapter 7, Chapter 13, and Chapter 11. Each type has its own unique processes and benefits. We will analyze your case and advise you on the best path to take.
Chapter 7 Bankruptcy
Often referred to as liquidation bankruptcy, Chapter 7 bankruptcy is designed for individuals and businesses that are unable to repay their debts. This type of bankruptcy allows for the discharge of most unsecured debts, such as credit card debt, medical bills, and personal loans. At The Law Offices of Gus Michael Farinella PC, we will:
Evaluate Your Case: We will thoroughly review your financial situation to determine if Chapter 7 bankruptcy is the right option for you.
Prepare Your Petition: Our attorneys will meticulously prepare and file your bankruptcy petition, ensuring all necessary documentation is included.
Represent You in Court: We will represent you at the mandatory meeting with creditors and any subsequent court hearings.
Guide You Through the Process: From start to finish, we will be by your side, providing guidance and support to help you achieve a successful discharge of your debts.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy, also known as "reorganization bankruptcy," is ideal for individuals with a steady income who wish to repay their debts over time. This type of bankruptcy allows you to create a manageable debt repayment plan, typically lasting three to five years. Our team at The Law Offices of Gus Michael Farinella PC will:
Assess Your Eligibility: We will evaluate your income, expenses, and debts to determine if Chapter 13 is the best option for you.
Develop a Repayment Plan: Our attorneys will work with you to create a feasible repayment plan that meets the requirements of the bankruptcy court.
File Your Petition: We will handle the preparation and filing of your bankruptcy petition and repayment plan.
Support You Throughout the Process: We will provide ongoing support and representation, ensuring you remain compliant with the terms of your repayment plan.
Chapter 11 Bankruptcy
Chapter 11 bankruptcy commonly known as business reorganization bankruptcy, is designed for businesses and individuals with substantial debts who need to restructure their financial obligations.
This type of bankruptcy allows for the continuation of business operations while developing a plan to repay creditors. At The Law Offices of Gus Michael Farinella PC, we will:
Analyze Your Financial Situation: We will conduct a comprehensive analysis of your business's financial health to determine the viability of Chapter 11 bankruptcy.
Develop a Reorganization Plan: Our attorneys will work closely with you to develop a detailed reorganization plan that addresses your debts while allowing your business to continue operating.
File and Manage Your Case: We will prepare and file all necessary documents, manage creditor negotiations, and represent you in court proceedings.
Provide Ongoing Support: Throughout the Chapter 11 process, we will offer continuous support and guidance to help you achieve a successful reorganization.
Why Choose The Law Office of Gus Michael Farinella PC?
Experience and Expertise
With nearly 30 years of experience, The Law Offices of Gus Michael Farinella PC has established a reputation for providing exceptional legal representation in bankruptcy and debt relief matters.
Our attorneys have extensive knowledge and bankruptcy law expertise, enabling us to deliver effective solutions tailored to each client's unique circumstances.
Compassionate Approach
We recognize that financial difficulties can be overwhelming and stressful. Our team is committed to offering compassionate and personalized service, ensuring that you feel supported and understood throughout the bankruptcy process.
We take the time to listen to your concerns, answer your questions, and provide clear and concise explanations of your options.
Comprehensive Legal Services
Our firm offers a full range of bankruptcy and debt relief services, including:
Pre-Bankruptcy Counseling: We will help you explore all available options and determine the best course of action for your financial situation.
Bankruptcy Filing: Our attorneys will handle all aspects of the bankruptcy filing process, from preparing and submitting your petition to representing you in court.
Post-Bankruptcy Guidance: After your bankruptcy case is resolved, we will provide guidance on rebuilding your credit and achieving long-term financial stability.
Proven Track Record
Over the years, we have successfully helped numerous clients in New York and New Jersey overcome their financial challenges and achieve a fresh start. Our proven track record of success speaks to our commitment to excellence and our dedication to achieving the best possible outcomes for our clients.
Contact Us To Book Your Free Consultation Today
If you are struggling with debt and considering bankruptcy, don't face it alone. The Law Offices of Gus Michael Farinella PC is here to help. Contact us today to schedule a free consultation and take the first step toward regaining control of your financial future.
Let our experienced and compassionate bankruptcy attorneys in NY and NJ guide you through the bankruptcy process and help you achieve the fresh start you deserve.