Facing Foreclosure? Don't Lose Your Home. Get Help from NY & NJ's Top Mortgage Modification Lawyers
The Law Offices of Gus Michael Farinella PC - Fighting Foreclosure & Negotiating Loan Modifications
We will work tirelessly to negotiate a loan modification with your lender, potentially lowering your monthly payments, interest rate, or extending the loan term to make your mortgage more affordable.
If a loan modification isn’t possible, we will fight aggressively to protect your home in foreclosure lawsuit proceedings.
What is a Mortgage Modification?
A mortgage modification is a change to the terms of an existing loan, often to reduce monthly payments or interest rates, making it easier for borrowers to manage their payments.
Save Your Home and Reduce Your Monthly Payments with a Loan Modification
A mortgage modification is a legal process where you work with your lender to change the terms of your existing mortgage loan. This can be a lifesaver if you’re facing financial hardship and struggling to make your monthly payments.
Benefits of a Mortgage Modification
The benefits of mortgage modifications include, but are not limited to the following:
Talk to NY and NJ Mortgage Modification and Foreclosure Lawyers Today
If you are the risk of foreclosure due to defaults on loan payment, don't wait until it's too late. Contact The Law Offices of Gus Michael Farinella PC by calling (516) 326-2333 or completing and submitting this contact form (link to the contact page) to book your free consultation with a skilled NY or NJ mortgage modification attorneys today.
NY & NJ Credit Report Correction & Dispute Lawyers
IF YOU HAVE ERRORS ON YOUR CREDIT REPORTS WE CAN HELP! Free Consultation.
Is inaccurate information on your credit reports dragging down your credit score? Our attorneys in New York and New Jersey can help! We offer Free Consultations. Call Now (516) 326-2333 for our NY office or 201-676-2007 for our Teaneck, NJ office.
You Deserve Fair and Accurate Credit Reporting
Your credit report plays a major role in your financial life. It can impact your ability to secure loans, rent an apartment, and even get a job. Unfortunately, errors and inaccuracies on your credit report are more common than you might think. These errors can significantly lower your credit score and limit your financial opportunities.
The Law Offices of Gus Michael Farinella PC - Protecting Your Credit Rights in NY
Don't Let Credit Report Errors Hold You Back!
- ● Incorrect account information (name, address, social security number)
- ● Late payments that were actually reported on time
- ● Accounts that don't belong to you (identity theft)
- ● Duplicate accounts
- ● Closed accounts incorrectly listed as open
We Can Help You Dispute Credit Report Errors in NY and NJ
The Fair Credit Reporting Act (FCRA) gives you the right to dispute any errors on your credit report. Our NY and NJ credit report dispute lawyers can help you navigate the complex dispute process by
- ● Reviewing your credit report to identify any errors
- ● Drafting clear and concise dispute letters to the credit bureaus
- ● Negotiating with creditors to remove inaccurate information
- ● Protecting your rights throughout the dispute process
Correct Your Credit Report Errors Today
If you have noticed errors in your credit reports, The Law Offices of Gus Michael Farinella PC can help. We are committed to helping you achieve a fair and accurate credit report that reflects your financial responsibility. Don't let credit report errors hold you back any longer. Call The Law Offices of Gus Michael Farinella PC at (516) 326-2333 or complete and submit this contact form (link to the contact page) to book your free consultation with a skilled NY credit report lawyer.
Stop Debt Collector Harassment! Know Your Rights Under Federal and NY's Fair Debt Collection Laws
Stop Debt Collector Harassment! Know Your Rights Under Federal and NY's Fair Debt Collection Laws
The Law Offices of Gus Michael Farinella PC - Protecting You from Debt Collector Harassment
Debt collectors can be relentless and intimidating. If you're facing overwhelming debt and dealing with aggressive debt collection tactics, you're not alone. The Law Offices of Gus Michael Farinella PC can help. Our experienced NY debt collection defense attorneys understand the Fair Debt Collection Practices Act (FDCPA) and are committed to protecting your rights.
Know Your Rights Under the Fair Debt Collection Practices Act (FDCPA)
The FDCPA is a federal law that regulates the way debt collectors can communicate with you. This law protects you from harassment, abuse, and unfair debt collection practices. It also provides for monetary awards for actual damages.
Common Violations of the Fair Debt Collection Practices Act
Fighting Back Against Debt Collector Harassment
If you believe a debt collector has violated the FDCPA, you have the right to take legal action. We can help you:
- ● Stop harassing phone calls and communications
- ● Challenge the validity of the debt
- ● Negotiate a debt settlement
Get Professional Legal Representation Today
Don't let debt collectors bully you. The Law Offices of Gus Michael Farinella PC can help you fight back. Contact us today at (516) 326-2333 or complete and submit this contact form (link to the contact page) to book your free consultation with Gus Michael Farinella and/or Supreet Parmar, and/or Ryan Gentile, all seasoned NY debt collection defense lawyers.